Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value

Rocznik Ochrona Środowiska 2026, vol. 28, pp. 437-449

Nurul Mohammad Zayed¹ , Meherun Nesa Mitu² , Vitalii Nitsenko^1,3,8 Ten adres pocztowy jest chroniony przed spamowaniem. Aby go zobaczyć, konieczne jest włączenie w przeglądarce obsługi JavaScript., Nataliia Cherkas⁴ , Iryna Kreidych⁵ , Oksana Kazak⁶ , Mariia Plotnikova⁷ , Oleksiy Buluy⁷ 

	1. INTI International University, Malaysia 2. Daffodil International University, Bangladesh 3. Ivano-Frankivsk National Technical Oil and Gas University, Ukraine 4. Frankfurt School of Finance & Management, Germany 5. Private Higher Education Institution “European University”, Ukraine 6. Borys Grinchenko Kyiv Metropolitan University, Ukraine 7. Polissia National University, Ukraine 8. SCIRE Foundation, Poland
	Ten adres pocztowy jest chroniony przed spamowaniem. Aby go zobaczyć, konieczne jest włączenie w przeglądarce obsługi JavaScript.
	https://doi.org/10.54740/ros.2026.029

The intersection of sustainability demands and digital advancements has led to the rapid emergence of smart-green housing as a paradigm-shifting approach to urban planning and development, contributing directly to UN Sustainable Development Goals for sustainable cities (SDG 11) and clean energy (SDG 7). Nevertheless, the current literature remains limited in its ability to explain the relationship between technological efficiency and its financial implications. This paper aims to conduct a comprehensive literature review of global trends in smart-green housing investment using the PRISMA 2020 guidelines, identifying key technological, management, and institutional variables that affect asset performance. The framework maps how Technological Inputs pass through a lifecycle operational channel, moderated by Institutional Frameworks, to determine Risk-Adjusted Value while accounting for value leaks via the 'Performance-Branding Gap'. The review demonstrates a significant gap between environmental certifications and risk-adjusted financial metrics, also known as the performance-branding divide. To bridge this gap, this study will propose the Smart-Green Asset Valuation (SGAV) model and introduce a new equation for valuing smart-green housing based on technology maturity, adjusted by institutional governance and management effectiveness throughout its life cycle. The article presents a theoretical understanding of the financial viability of smart-green buildings using the introduced discounted valuation model, providing a data-driven, dynamic approach that facilitates asset value adjustment for property owners, shifting from mere green marketing to true financial asset valuation.

Smart-Green Housing, Discounted Valuation, Smart-Green Asset Valuation (SGAV), Technological Maturity, PRISMA 2020 guidelines, SDG 11

AMA Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O.. Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value. Rocznik Ochrona Środowiska. 2026; 28. https://doi.org/10.54740/ros.2026.029

ACM Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O.. 2026. Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value. Rocznik Ochrona Środowiska. 28. DOI:https://doi.org/10.54740/ros.2026.029

ACS Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O., Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value Rocznik Ochrona Środowiska 2026, 28, 437-449. https://doi.org/10.54740/ros.2026.029

APA Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O. (2026). Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value. Rocznik Ochrona Środowiska, 28, 437-449. https://doi.org/10.54740/ros.2026.029

ABNT Style
ZAYED N., MITU M., NITSENKO V., CHERKAS N., KREIDYCH I., KAZAK O., PLOTNIKOVA M., BULUY O.. Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value. Rocznik Ochrona Środowiska, v. 28, p. 437-449, 2026. https://doi.org/10.54740/ros.2026.029

Chicago Style
Nurul Mohammad Zayed, Meherun Nesa Mitu, Vitalii Nitsenko, Nataliia Cherkas, Iryna Kreidych, Oksana Kazak, Mariia Plotnikova, Oleksiy Buluy. 2026. "Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value". Rocznik Ochrona Środowiska 28, 437-449. https://doi.org/10.54740/ros.2026.029

Harvard Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O. (2026) "Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value", Rocznik Ochrona Środowiska, 28, pp. 437-449. doi:https://doi.org/10.54740/ros.2026.029

IEEE Style
Zayed N., Mitu M., Nitsenko V., Cherkas N., Kreidych I., Kazak O., Plotnikova M., Buluy O., "Sustainable Smart and Green Housing Investment: Integrating Technology, Energy, Economic and Financial Value", RoczOchrSrod, vol 28, pp. 437-449. https://doi.org/10.54740/ros.2026.029